Building a business is one of the hardest – and most rewarding – things any entrepreneur can do. Having invested so much time and human capital, it would only be prudent to protect what was built. Businesses are exposed to many risks, from the traditional fire- and natural perils-related events, motor losses, to legal liability for loss of or physical damage to tangible property and/or death, bodily injury, mental injury, illness or disease of or to any person; it is imperative you continue to advise business clients to take out the correct insurance product to protect themselves against these types of risks.

Further to this, businesses also run the risk of potential accidental injuries or death of employee(s). Click here for advice from Philippa Wild, Head of Commercial Business at Santam Insurance Co Ltd.