It’s been a remarkable year for insurance. A rise in the frequency and severity of extreme weather events, combined with crumbling infrastructure, has unleashed a rising tide of risk. 2025 also brought a shift in the kinds of questions clients asked, from everyday cover to complex, emerging risks.

In this edition of InShort, we look at the trends that defined 2025, and what these mean for personal and commercial insurance cover going into 2026.

Download pdf: https://download.psg.co.za/files/insure/in-short/November-2025.pdf