South Africa’s agricultural sector is under increasing pressure as rising input costs, infrastructure challenges and climate volatility continue to reshape the farming environment. As margins tighten and operational buffers shrink, farming businesses are becoming more exposed to a wider range … Continue reading →
This month’s educational video focuses on Liability 101 – Why liability cover is important. It highlights the often-overlooked risks clients face when they are held legally responsible for causing harm to others, whether in their personal capacity or within a … Continue reading →
Governance failures and insurance shortcomings within sectional title schemes are becoming increasingly common, with disputes referred to the Community Schemes Ombud Service continuing to rise. For trustees and owners alike, the financial and legal consequences of inadequate or inappropriate insurance … Continue reading →
This month’s educational video focuses on Maintenance vs Insurance – Balancing care and coverage. It helps you clearly understand the difference between routine maintenance and insured events, and why this distinction is critical when it comes to claims. The video … Continue reading →
Simple mistakes that lead to rejected insurance claims – and how to avoid them Many policyholders assume that paying premiums guarantees a seamless claims experience. But in reality, some of the most common claim rejections arise not from complicated fine … Continue reading →
South Africa’s events industry continues to grow in scale and complexity, bringing together organisers, sponsors, suppliers and thousands of attendees. With significant upfront investment and high reputational stakes, even the most well planned events can be derailed by unexpected risks, … Continue reading →
It’s been a remarkable year for insurance. A rise in the frequency and severity of extreme weather events, combined with crumbling infrastructure, has unleashed a rising tide of risk. 2025 also brought a shift in the kinds of questions clients … Continue reading →
This video provides a guide on how to properly insure your property. As a property owner, you depend on your building insurance to protect one of your most valuable assets. Whether it´s your family home or business premises, it’s crucial … Continue reading →
From our homes to our cars and livelihoods, insurance is meant to safeguard the things that matter most to us. However, many South Africans still misunderstand what that protection really includes. These misconceptions around cover can create a false sense … Continue reading →
The latest Governance, Public Safety and Justice Survey has revealed that despite slightly improved perceptions of safety within South African communities, housebreaking and burglaries remain a key concern. In 2024/2025, an estimated 1.5 million incidents were recorded, representing 5.7% of … Continue reading →