Corrosion is a gradual process that causes thinning of the pipe’s inner and outer layers, ultimately weakening the structural integrity of the pipe. Eventually, internal pressure will become too great for the pipe to support, resulting in cracked pipes, leaks, … Continue reading →
This week many universities and colleges re-opened and many students headed back to campus. Marius Neethling, Underwriting Manager for Santam’s Personal Lines recently shared some expert advice on how parents should ensure that their children’s valuable are kept safe while … Continue reading →
Millions of foreign tourists hit SA’s shores every year, many of which descend in December for the festive season. But more people mean there is more at stake for businesses. With this in mind, Santam offers some top tips for … Continue reading →
There are a number of steps to take to avoid being underinsured. These include: Complete an accurate upfront assessment of asset values with assistance from valuation professionals and documentary backup where necessary; Conduct an annual review of the sums insured … Continue reading →
Thank you to all our clients; past, present and future for helping us achieve this milestone.
Continue reading →Seven out of every ten South Africans will experience at least one injury or illness in their lifetime that will prevent them from earning an income. In spite of this less than 50% of the people surveyed believe they will … Continue reading →
A short term insurance policy usually includes a general ‘average clause’ to indemnify the insurer should the value of an insured item at the time of the loss turn out to be greater than that stated by the insured on … Continue reading →
In dealing with any insurance claim, in practice, the question of onus is probably the most important one. This is but common sense; anyone who claims for something faces the burden of proving it. It is general legal requirement that … Continue reading →
Policy exclusions refer to any events, losses or damages that are not covered on the insurance policy. Exclusions can be quite exhaustive and vary from one insurer to the next, as well as from one type of insurance cover to … Continue reading →