ONE-OFF POLICIES The sum insured is the estimated contract value at commencement of the contract, including the value of all materials and free issue materials, plus cost of labour, supervision, P&G’s and mark ups/profit and contingencies (i.e. the accepted tender … Continue reading →
Whether you are planning a cross-country road trip to visit loved ones over the festive season, or whether you are jetting around town locally, it is important to ensure that the minute you drive off your property you have the … Continue reading →
Santam Insurance Co Ltd yesterday released South Africa’s first landmark survey on insurance trends that among other reveals the majority of corporates and consumers polled, view the challenging economy as the biggest risk in South Africa over the next two … Continue reading →
Social media, apps and devices can leave any business (or person) vulnerable to crime. With cyber-crime, its important to remember that criminals will take their time to research every aspect of a person or a business online so they can … Continue reading →
The severity of risks in the liability space have increased two-fold – not only is the frequency of litigation on the rise, but exposures related to professional error have also increased. This is mainly due to factors relating to the … Continue reading →
Attackers are utilising forms of benign malware—such as software designed to cause distributed denial-of-service (DDoS) attacks or launching display ads on thousands of systems— to unleash huge outbreaks of ransomware. Botnet operators will grant ransomware attackers access to botnet nodes … Continue reading →
Building a business is one of the hardest – and most rewarding – things any entrepreneur can do. Having invested so much time and human capital, it would only be prudent to protect what was built. Businesses are exposed to … Continue reading →
Tracker South Africa recently issued a report that revealed when and where the most vehicle crimes occur in South Africa. The statistics, from Tracker’s 1.1-million installed vehicle base for the period July to September 2019, provide a variety of insights, including … Continue reading →
Things to remember when reporting a property loss or damage claim: Fully completed and signed claim form; Quotes to repair or replace item; Proof of ownership; Damage report where applicable; In some cases you may be requested to keep the … Continue reading →
Things to remember when reporting a claim Date of Loss Estimate Cause of Loss Details of the item damaged and the subject matter of the claim Risk address where the loss occurred Policy number Police Case Number – this is … Continue reading →