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LSG Insurance

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Category Archives: News

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Principle of Insurance – No 5

LSG Insurance Posted on June 19, 2019 by simonJune 19, 2019

Principle of Subrogation: As per this principle after the insured is compensated for the loss due to damage to property insured, then the right of ownership of such property passes onto the insurer. This principle is corollary of the principle … Continue reading →

Principles of Insurance – No 4

LSG Insurance Posted on June 18, 2019 by simonJune 18, 2019

Principle of Contribution: The principle is a corollary of the principal of indemnity. It is applicable to all contracts of indemnity. Under this principle the insured can claim the compensation only to the extent of actual loss.   If the … Continue reading →

Principles of Insurance – No 3

LSG Insurance Posted on June 14, 2019 by simonJune 14, 2019

Principle of Indemnity: Indemnity means a guarantee or assurance to put the insured in the same position in which he was immediately prior to the happening of the uncertain event. The insurer undertakes to make good the loss.   2. … Continue reading →

Principles of Insurance – No 2

LSG Insurance Posted on June 12, 2019 by simonJune 12, 2019

Principle of Insurable Interest: The principle of insurable interest states that the person getting insured must have insurable interest in the object of insurance. A person has an insurable interest when the physical existence of the insured object gives him … Continue reading →

Principles of Insurance – No 1

LSG Insurance Posted on June 11, 2019 by simonJune 11, 2019

Principle of Utmost Good Faith: Both the parties i.e. the insured and the insurer should show good faith towards each other. The insured must provide the insurer complete, correct and clear information of subject matter. The insurer must provide the … Continue reading →

Basic Principles of Insurance

LSG Insurance Posted on June 10, 2019 by simonJune 10, 2019

  The main objective of every insurance contract is to give financial security and protection to the insured from any future uncertainties. The Insured must never ever try to misuse this safe financial cover. Seeking profit opportunities by reporting false … Continue reading →

7 Things to know about financial advisers

LSG Insurance Posted on May 29, 2019 by simonMay 29, 2019

The FSCA has produced and issued the brochure; 7 Things to know about financial advisers. To read or download please click on the following link: fsca_7things_brochure_final

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Short-Term Ombud Annual Report Summary

LSG Insurance Posted on May 23, 2019 by simonMay 23, 2019

Click here to download the key figures as well as insurer statistics.

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SHA’s 2019 Specialist Risk Review

LSG Insurance Posted on May 22, 2019 by simonMay 22, 2019

The numbers According to SHA’s 2019 Specialist Risk Review, between 2016 and 2018, the average value of intimated liability claims expanded by over 100%, from R 557,000 to R 1,25 million. The total value of capital settlements on liability claims … Continue reading →

Consumer Education

LSG Insurance Posted on May 16, 2019 by simonMay 16, 2019

As part of the FSCA’s Consumer Education Departments’ mandate to provide guidance to consumers in order to make better financial choices and to live a financially successful life, regular articles are published on their website www.fscaconsumered.co.za. In one of their … Continue reading →

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PSG Insure

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Tokai, Cape Town, 7945

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simon.griffiths@psg.co.za
Tel +27 (0)21 701 0854
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